Life Insurance

Simplified Now for Federal and Postal Employees

Coverage Availability

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Coverage is available for:

  • Employee
  • Spouse
  • Children

Qualification Question

    • Applicants must answer the following question:
      • In the last 2 years, have you, your spouse, or children sought treatment or been diagnosed with any of the following conditions?
        • a) Cancer or malignancy (including carcinoma in situ and melanoma, excluding non-melanoma skin cancer)
        • b) Alcohol or drug abuse
        • c) Diabetes requiring insulin treatment
        • d) Heart attack, coronary artery or valve disease, heart failure, or cardiomyopathy
        • e) Stroke or transient ischemic attack (TIA)
        • f) Chronic obstructive pulmonary disease (COPD), emphysema, or other chronic lung diseases (excluding asthma)
        • g) Cirrhosis of the liver or hepatitis (excluding Hepatitis A)
        • h) Parkinson’s disease or paralysis
        • i) Chronic kidney disease or kidney failure (excluding kidney stones)
        • j) AIDS or tested positive for HIV or its antibodies
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Eligibility Confirmation

 

  • If you can answer "NO" to the above question, you are likely eligible for life insurance.
  • No height and weight questions are required.

Next Steps

  • For more information, click the "learn more" button for the brochure.
  • To get a quote, click the "contact us" button.
  • The insurance provider is ready to assist with any inquiries regarding the policy.

Now includes a long term component as part of each whole life plan from MassMutual